Before buying jewelries, make sure that you are not buying it for investment. Most agents would convince you that it's better to invest on jewelries 'coz it appreciates fast. That's true if you appraise the jewelries at the buyer's point of view. To all ladies who are fascinated by the glow of these small pieces of asset, a piece of advice. Buy your diamonds on the intention that you'll keep it for life. It really appreciates fast. But don't you sell them. You'll be losing a lot contrary to the sale's talk that it is an investment. I learned my lesson.